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Business loans

Business Finance specialists

Smarter flexible funding solutions + Less friction = Better outcomes.

A better deal might be only a few steps away

Finance That Works as Hard as You Do

Running a business is demanding enough, your finance shouldn’t slow you down. Many business owners rely on the big banks, unaware that specialised lenders offer alternative finance solutions and faster approvals, less paperwork, and structures designed around real-world cash flow. Traditional banks are often rigid, slow, and anchored to strict criteria. In contrast, specialist and non-bank lenders provide funding that better reflects how your business actually operates. 

Whether you’re buying a business or franchise, funding equipment and stock, managing unpredictable revenue cycles, or scaling operations, we have solutions to match your goals. We map the right strategy for your business, with access to non-bank, second- and third-tier lenders, reducing the hassle so you can stay focused on running your business. 

Business Finance Services

Purchase & Franchise Funding

Purchase & Franchise Funding – Set Up Right from Day One

Buying an established business or stepping into a franchise can be a powerful way to accelerate your income from day one. For many business owners, however, the finance process can feel frustrating or even impossible. Traditional banks often apply rigid criteria that don’t reflect how real businesses operate, prioritising their own risk policies over practical outcomes. Long trading histories, strict cash flow requirements, and substantial security can make even a strong business difficult to finance. 

Fortunately, there’s a broader lending landscape designed to support business purchases and franchise acquisitions with more practical, flexible funding solutions. Whether you’re securing a proven business model, purchasing into a franchise, or acquiring a partner’s share, specialist business lenders assess goodwill, profitability, cash flow, and sustainability, not just rely on bricks and mortar. 

We structure finance around how your business actually earns and spends, covering franchise fees, equipment, stock, and working capital. We present your story clearly, coordinate valuations, manage lender submissions, and remove unnecessary approval friction. 

Funding designed for business owners who want real results, no roadblocks.

Working Capital

Fast Cash injections, when Your Business Needs It most
Cash flow confidence. Fast, flexible, tailored to your business.

When cash flow tightens, timing matters. Traditional bank finance can take weeks and often requires documents only an accountant can provide. Specialist working capital lenders do things differently. They offer fast funding based on business performance and turnover, often making decisions in 24–48hours. Applications take under 10minutes, and funds can be in your account soon after, proving unsecured loans from a few thousand up to several hundred thousand dollars, without the paperwork headache. 

We help business owners access working capital fast for payroll, supplier bills, inventory, or repaying tax obligations, Smoothing cash flow issues so your business stays operational and productive. 

Cashflow Loans

Flexible Strategic Funding On Demand

A Line of credit is for the sophisticated business owner and is more than just an overdraft. It’s a strategic tool used to manage working capital, seasonal fluctuations, and growth opportunities. Interest is charged only on the funds you use, and limits often scale with monthly turnover, giving flexibility without tying up capital. 

Specialist lenders and nonbank providers assess your business performance, offering limits linked to revenue, with fast approvals and minimal paperwork. We help business owners secure tailored structures that optimise financial flexibility, maintain liquidity, and allow you to act quickly when opportunities arise. 

Strategic funding, expertly managed, when it matters most.

Line of Credit

Flexible Strategic Funding On Demand
Strategic funding, expertly managed, when it matters most.

A Line of credit is for the sophisticated business owner and is more than just an overdraft. It’s a strategic tool used to manage working capital, seasonal fluctuations, and growth opportunities. Interest is charged only on the funds you use, and limits often scale with monthly turnover, giving flexibility without tying up capital. 

Specialist lenders and nonbank providers assess your business performance, offering limits linked to revenue, with fast approvals and minimal paperwork. We help business owners secure tailored structures that optimise financial flexibility, maintain liquidity, and allow you to act quickly when opportunities arise. 

Invoice Finance

Turning Outstanding Invoices to Cash
Unlock working capital, expertly managed for your business.

Instead of waiting for your customers to pay outstanding invoices, you can gain immediate working capital to manage payroll, suppliers, or growth opportunities by realising your debtors now, rather than waiting. 

 

Specialist lenders assess your debtor book and revenue cycles, providing fast access, often within 24–48hours and with flexible terms. Funding typically covers a high percentage of invoice value and can be structured around your business’s cash flow needs. 

We guide business owners and work with accountants explain terms, fees, and drawdown options, ensuring liquidity is predictable, manageable, and strategically applied. 

TESTIMONIALS

What our clients say

FAQs

Frequently asked Questions

A mortgage broker is your personal guide through the lending world. Instead of dealing with multiple banks yourself, we do the research, compare lenders, and find the right loan that fits your goals. We’re licensed professionals who act in your best interests, making the process simple, transparent, and stress-free.

Using a mortgage broker gives you access to a wide range of loan products from multiple banks and lenders, not just one. We take the time to understand your needs and goals, then present you with options so you can easily compare interest rates, repayments, and loan features. We handle the heavy lifting, researching, negotiating, and shortlisting the right loans so you don’t waste time dealing with lenders whose products may not suit you. A good broker can also save you money by helping you find the loan that fits your circumstances perfectly.

We assist across a wide range of products and policies, with over 75 lenders on our panel. From home and investment loans to commercial ventures and asset finance, we provide expert guidance tailored to your needs.
Being a boutique business means you get personalised attention every step of the way, you’re not just another number, as can happen with big banks. We take the time to explain your options, help you understand different products and features, and make sure you can make informed decisions. Our process is designed to deliver the best outcome for your needs, which is why our clients are so loyal and consistently share positive feedback.

Mortgage brokers are generally paid by lenders through commissions, paid when a loan settles, often referred to as “success fees.” These commissions are usually set at industry-standard rates, ensuring recommendations are based on what suits your needs, not who pays more. 

In some complex situations, a broker may charge a commitment or processing fee. If this applies, it will always be clearly explained and agreed upfront. 

Brokers are required to act in their client’s best interests and operate under strict regulatory obligations. Transparency around fees and remuneration is a core part of responsible lending. 

At Daoud Finance, we’re committed to being open and upfront about how we’re paid. Our advice is always focused on what’s best for you, and our business is built on trust, long-term relationships, and referrals from clients who value genuine guidance and care. 

Banks generally require a 20% deposit, excluding costs like stamp duty, land registration, or legal fees. A larger deposit can mean a smaller loan and lower repayments, but you may still qualify with less than 20% or even no deposit.
Deposit requirements depend on the purchase price, your borrowing capacity, and available funds. If you have less than 20%, lenders’ mortgage insurance (LMI) may apply. First Home Buyers, single parents, or those with a family member guarantee may only need as little as 5%, although some lenders limit this to first-home or investment purchases. Certain professions, such as doctors, solicitors, and nurses, may have LMI waived.
It’s never too early to start. We can guide you through your options and help you plan based on your circumstances.

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